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LoopyLee
Bikegirl Moderator
Joined: 24-April-2008
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| Posted: 09-April-2009 at 00:47 | IP Logged
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We seem to have the odd bits of information dotted about the forum about this. I I did a search and couldn't find a thread about it so thought I would start a thread of its own..
So how much do you pay for insurance, if possible try to provide the following info..
Age, Bike, Type of licence held, Type of cover, Rough Location, Garaged or not, Any mods.. Cost and who policy was with..
Here's mine.
Age 41, Restricted 1992 CBR400, Restricted Licence, Fully Comp, Oxfordshire, Garaged, Only Mod is the restriction which the Insurance company weren't interested in..
Cost £115 with Norwich Union via a broker in town
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CBR900RR,YZF600R,GSXR750,Z650
Banbury
Blade Rider
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Diamond
Stunt Queen
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| Posted: 09-April-2009 at 08:40 | IP Logged
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Age 31, Fully comp, 5 points and 2 accidents, garaged in yeovil.
I pay £157 for my Ducati 749s with the bike insurer and for my SV650s i pay £75 with the AA
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Yeovil, Somerset
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Rebel Mum
Wheelie Girl
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| Posted: 09-April-2009 at 11:08 | IP Logged
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Age 51, fully comp, Honda cb400 superfour (1992), restricted, live in bournemouth, leave it locked up and covered on open driveway - £94.50
Certainly upsets my son and his mate who pay nearly the same per month as I pay per year 
Sue
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Live in Bournemouth Dorset
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Rebel Mum
Wheelie Girl
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| Posted: 09-April-2009 at 11:09 | IP Logged
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Sorry, forgot to say - with Equity, a local broker
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Live in Bournemouth Dorset
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Minxxx
2 Wheel Diva
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| Posted: 09-April-2009 at 14:13 | IP Logged
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Im 40, Suzuki GSR600, full licence, 3 years NCB, garaged, no proper mods, fully comp - renewed it 2 days ago with Honda Insurance for £130. it also includes me riding other peoples bikes (3rd party), cover abroad (chance would be a fine thing!).
i didn't think that was too bad....
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Waiting for something exciting to happen....
Halifax, W Yorkshire & sometimes Morecambe, Lancashire
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Pach
Brolly dolly
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| Posted: 09-April-2009 at 20:45 | IP Logged
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28, CBR600RR, full licence since Sept 08, 6 points and a claim on car, kept outside with lock & chain and cover (live in a flat), no engine mods of any sort... Just a smidgen over £1000 with CIA fully comp! 
It's expensive cos the bike's new, kept outside, live close to London and have no no-claims bonus (even though I've been a named rider on my partners CG125 for a year now!). CIA did take into account that I've been driving 10+ years, have my own car and have some bike experience, but it was still expensive (but the cheapest I can find).
I've been told by insurance companies that my premium will drop like a brick once I get my 1 year's no-claims bonus.
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Ride a CBR600RR
Live in South Hertfordshire
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Minxxx
2 Wheel Diva
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| Posted: 09-April-2009 at 22:02 | IP Logged
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yeah! 1 yrs no claims... turn 30....
i just checked insurance for a brand new CBR600RR, details as above and it would bring my insurance up to £300.
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Waiting for something exciting to happen....
Halifax, W Yorkshire & sometimes Morecambe, Lancashire
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Alista
New Girl
Joined: 01-April-2009
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| Posted: 10-April-2009 at 09:12 | IP Logged
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21, ER-5, full licence since end of March(!), Fully comp, West Sussex, Garaged, + aftermarket exhaust...
I'm with Dial Direct, £450/yr with £500 excess.... £100 of which is for the exhaust, the bloody dealer didn't have the original to fit and it would have cost me the same or more to get an original anyway.
Damn being so young, and I'm really not looking forward to moving it to London soon with no garage. Just glad I'm not male!!!
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VforVFR
Wheelie Girl
Joined: 03-January-2009
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| Posted: 10-April-2009 at 13:54 | IP Logged
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46 full lic since Oct 2008 fully comp garaged 4 years NCB £135. Carol Nash. Cheaper than a male friends insurance who has been riding for 30 yrs
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Lives in Leamington Spa, Warwickshire
Suzuki Van Van,VFR NC30 and Suzuki SV650
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swoopy
Stunt Queen
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| Posted: 21-April-2009 at 09:43 | IP Logged
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Just renewed mine.....
Age 30, GPZ500,full lic for 2 yrs, on drive, 6 points  (but for the car) and a grand total of £79 with Bennetts, fully comp
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Freshage
Miss Revs
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| Posted: 22-April-2009 at 12:41 | IP Logged
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Everyone ready for this?
Age: 21
Full License (Aquired the start of this 2009)
Ducati 748 (first bike under my name and ins)
Provisional car license
Third party fire and theft
£148.36 a MONTH with eBike pay monthly.
chris
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Yes I'm a bloke, but had long hair previously, do I pass the female test?
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Rustle
Miss Revs
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| Posted: 22-April-2009 at 17:15 | IP Logged
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Freshage wrote:
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Third party fire and theft
£148.36 a MONTH with eBike pay monthly.
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Woh!  And I thought mine was on the steep side.
Mine - 20yrs old, Restricted License passed 29/01/09, ZXR 400 (restricted), garaged and alarmed, insured through MCE and I pay about £32 a month.
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Rides a ZXR 400
Lives in Shropshire
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Minxxx
2 Wheel Diva
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| Posted: 22-April-2009 at 17:39 | IP Logged
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Freshage wrote:
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Everyone ready for this?
Age: 21
Full License (Aquired the start of this 2009)
Ducati 748 (first bike under my name and ins)
Provisional car license
Third party fire and theft
£148.36 a MONTH with eBike pay monthly.
chris
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ahhhh and suddenly being old doesn't matter so much......
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Waiting for something exciting to happen....
Halifax, W Yorkshire & sometimes Morecambe, Lancashire
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Pach
Brolly dolly
Joined: 18-September-2008
Location: South East
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Posts: 118
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| Posted: 22-April-2009 at 21:22 | IP Logged
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Minxxx wrote:
Freshage wrote:
| £148.36 a MONTH with eBike pay monthly. |
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ahhhh and suddenly being old doesn't matter so much...... |
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Suddenly I don't feel so bad!
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Ride a CBR600RR
Live in South Hertfordshire
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Freshage
Miss Revs
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Location: London
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| Posted: 23-April-2009 at 09:50 | IP Logged
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Yea yea, go ahead, laugh at my misery! Worth it though, having an Italian Superbike justifies anything.
Chris
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Yes I'm a bloke, but had long hair previously, do I pass the female test?
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Minxxx
2 Wheel Diva
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| Posted: 23-April-2009 at 21:42 | IP Logged
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we weren't laughing, merely observing an advantage of being older!!
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Waiting for something exciting to happen....
Halifax, W Yorkshire & sometimes Morecambe, Lancashire
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DesmoDonna
Stunt Queen
Joined: 23-November-2006
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| Posted: 25-April-2009 at 16:28 | IP Logged
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What's the point of this thread? There are so many variables that the figures do not provide any kind of comparison.
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Foxy
Wheelie Girl
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| Posted: 28-April-2009 at 21:47 | IP Logged
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Not gonna bother with the ins and outs of my insurance details as it's meaningless to compare with everyone else. However, what I can say is that at my renewal last week, I got my first year's no claims bonus and my renewal premium went down by over 25% from last year (when I was a bike insurance virgin). 
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ZZR-Raven
Miss Revs
Joined: 03-March-2009
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| Posted: 01-May-2009 at 21:32 | IP Logged
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this is interesting for me..... i'm going for my cbt in july
it's nice to get an inkling of what i'm letting myself in for.....
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Currently nesting on Tyneside.
Roamer, wanderer
Nomad, vagabond
Call me what you will.....
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Flyingfemme
Brolly dolly
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| Posted: 02-May-2009 at 15:24 | IP Logged
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I put my GSR600 on hubby's ebike multi-policy and they gave him a refund!
The sTrumpet is £73 full comp with no restrictions on a classic policy.
But I did hit the half century this year and have had a full licence since I was 17.....
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Topic: How much do we pay for insurance?
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